Roy Financial Services Inc. is recognized as both a regional and national benefits consulting firm with a proven record of effective cost management and plan design customization. It is our mission to assist both employees and employers as they consider their medical and dental needs in addition to protecting employees and their families from the financial loss due to accidents, sickness and loss of a loved one. We manage benefits for both large employers as well as being able to provide very effective options for small business down to a single owner operator. Roy Financial is pleased to announce that in 2014 we will be able to provide flex benefits for groups as small as 5 lives allowing more customization that is normally only available in very large groups. In addition to cost management and plan design consulting, we are also very committed to responsive assistance to employer and employee needs as well as advocacy when dealing with claims issues. Roy Financial is primarily a service organization with very long term retention of our valued clients. Give us the opportunity to review your current arrangements or assist you to set up your first benefit plan.